Whole Life Insurance
It’s more than just life insurance. It’s a low-risk investment vehicle with guaranteed returns, that grows over time, and allows you to re-invest the money you’ve put in, without ever having to pay it back.
Have we got your attention?
It's not that complicated.
Whether you’re aiming to find a low-risk investment opportunity, grow real estate wealth, reduce taxes, or secure your family’s future, building a legacy starts right here.
We provide innovative financial solutions for Canadian families and business owners using the powerful tool of Whole Life Insurance policies.
A Powerful Tool for Hard-Working Canadians
- provides lifelong coverage
- accumulates cash value over time
- offers unparalleled tax advantages and asset protection
Four Key Benefits to Make Your Dollar Work Harder
How do you get your dollar to work twice? As an asset class, Whole Life Insurance offers numerous benefits, including:
A Tax-Free Death Benefit
Protect your future and loved ones through a tax-free death benefit payout – for the entirety of your life. Unlike term insurance, your Whole Life Insurance policy never expires.Â
Guaranteed Return on Investment
The perfect low-risk investment vehicle, generating tax-free returns on your cash. Get as much as 5%Â rate of return, guaranteed and watch it grow steadily year over year.
Growth in Policy Value
Life insurance investments offer consistent and reliable returns, regardless of market conditions. This makes it a safe bet compared to volatile investments (such as stocks) and its the perfect addition to your overall investment portfolio.Â
Borrow from Your Own Plan...and Re-invest
Unlike money sitting in a GIC or RRSP, your cash – the premiums you’ve paid into your policy – has pre-approved lending faculties. Take it out, re-invest it elsewhere and never have to pay it back, while still enjoying the growth in your original portfolio. Your dollar truly works twice here.Â
Real People. Real Stories.
Slashing Real Estate Taxes
Investing Beyond the RESP
Tax-Efficient Retirement Planning
For my own business, I’ve purchased Whole Life Insurance to maximize my retained earnings and to be able to create a pool of funds from which I can re-invest for growth in other areas, like real estate. I trust the team at Lifestyle Legacy for our investment needs. It’s a no-brainer for me.
Who is Lifestyle Legacy?
Two Proud British Columbians
Lifestyle Legacy is a Vancouver based company that provides innovative financial solutions, including customized Whole Life Insurance products.
Our mission is to bring this fantastic product to as many people as possible in British Columbia and the rest of Canada.
Life Insurance Policies
Financial Planning
Estate Planning
Why Choose Us?
Wealth of Expertise
We understand market dynamics inside and out. With decades of experience in finance, entrepreneurship, and consumer needs, we excel at anticipating trends, adapting to changes.
Committed to You
Our vision transcends selling policies. We’re dedicated to educating and empowering Canadians in their financial journeys. Check out our founder’s best-selling book or our blog for free, top-notch educational resources on Whole Life Insurance.
Tailored Policies
Every individual is unique, and so are our policy offerings. Regardless if you’re employed or a business owner or just starting out, we can help you get on the right track with a customized plan.
Fresh Approach
We bring a fresh perspective to the industry. Our personalized financial solutions are designed using innovative methods in market analysis, alongside trusted advice from our tax and accounting experts. Come to us for creative and reliable solutions for all your financial needs.